Evidence, Retaliation & The Human Cost of Speaking out

This page brings together documentation, analysis, and supporting material relating to protected disclosures made in the context of the Irish Banking Inquiry.  At the center of this material is a key question:  

Why were certain Central Bank disclosures not examined during the inquiry process?

The content presented here explores:

• The original disclosures were publicly validated shortly after the reviewer’s report
• The reviewer’s report and responses to it
• Evidence and analysis that challenge that report
• The broader consequences of decisions taken during and after the inquiry are evident in the courts in our opinion

Section 10 is particularly significant, as it examines issues relating to the Central Bank disclosures and their significance in relation to the fact they were not reviewed!

These issues have ongoing relevance. Many observers point to their potential connection with later developments, including outcomes in the courts and impacts on businesses, investments, and livelihoods. This page is structured to allow readers to review the documentation and supporting analysis and in support of all Irish Whistleblowers contains a video describing the Human Cost of Speaking Out.

 

They try to silence you to avoid the embarrassment of facing the truth you hold, never considering that what they are doing in order to silence you will be a much bigger embarrassment.”  Aline Frisch

This Page Contains

  1. Rebuttals to the Allen Report
  2. Retaliation & Expert Support Team
  3. Additional Research and Analysis
  4. Potential Examples of Unexamined Issues
  5. Press Release
  6. European Union Submissions
  7. Professional Endorsements (Bank Confidential Report)
  8. Presentation to the APPG (Houses of Westminster)
  9. Houses of Westminster, Back Bench debate on Illegally sold swaps (The Bank Confidential Report), April 14, 2026
  10. Legal Overview
  11. What the Inquiry Missed or chose to ignore
  12. The Human Cost of Speaking video recognizing all Irish whistleblowers

 

1.Rebutalls to Allen report

2. Retaliation and expert support team

the human Cost of
Speaking Out

We (Finance Committee) need to hear from LM

Link

Pay Suspended
-
 retaliation by the Civil Service

Download

Investigator had to be destroyed
-
 AI review (Duplicated intentionally)

Download

Investigative Team
-
 Exodus 

Download

3. Additional Research & Analysis

4. Potential Examples of Unexaminded Issues (See #10 also)

How the fraudently Sold Derivatives Impact Bank Customers 

Download

Banks Were Insolvent
-
at time of

 Guarantee

View

Central Bank
-
Lack of Regulation

86 pages of Testimony at Download from former Exec.
-
The inquiry Requsted Only 12 Bullets! Why?

Download

Video Page

View

5. Press Release 

The Investigator

 A Derivatives Expert

Download

Hidden Credit Lines -
Communication shared with Irish politicicans
-
April 13, 2025

Download

6. European Union(EU) Submittals

Bank Expert Submission to EU Commission - Whistleblower Protective Directive - Evaluation

Download

Link to All Submissions to EU Commission - Whistleblower Protective Directive - Evaluation

Download

7. Professional Endorsements  (Bank Confidential Report)

8. Presentation To The All Party Parliamentary Group (APPG), Houses of Westminster - march 16 2026 (COMING SOON)

9. Back Bench Debate, Westminster

Hidden Credit Lines  april 14, 2026

Interest Rate Swaps & Fixed Rate Loans:  Hidden Credit Lines – Mis selling or the Largest Financial Fraud in British Banking 

Link to Press Release 

and 

Link to Ulster Bank’s role in Ireland as subsidiary of a UK bank

10. Legal Overview 

- Also sections 3, 4 & 5 on Research page

11. What the Bank Inquiry Missed or chose to ignore!

12. Irish whistleblowers
Risk
The Human Cost of Speaking Out 

Video Passionately Describing

The Human Cost of Speaking Out

for

All Irish Whistleblowers

Video

Email: Contact@Irldefrauded

to follow